diff --git a/src/ckdb.h b/src/ckdb.h
index 41dd3608..18da3190 100644
--- a/src/ckdb.h
+++ b/src/ckdb.h
@@ -52,7 +52,7 @@
 
 #define DB_VLOCK "1"
 #define DB_VERSION "0.9.6"
-#define CKDB_VERSION DB_VERSION"-0.771"
+#define CKDB_VERSION DB_VERSION"-0.780"
 
 #define WHERE_FFL " - from %s %s() line %d"
 #define WHERE_FFL_HERE __FILE__, __func__, __LINE__
diff --git a/src/ckdb_cmd.c b/src/ckdb_cmd.c
index 991d6774..c0aaeeaa 100644
--- a/src/ckdb_cmd.c
+++ b/src/ckdb_cmd.c
@@ -1364,6 +1364,7 @@ static char *cmd_percent(char *cmd, char *id, tv_t *now, USERS *users)
 		pa_item = prev_in_ktree(pay_ctx);
 		DATA_PAYMENTADDRESSES_NULL(pa, pa_item);
 	}
+	K_RUNLOCK(paymentaddresses_free);
 
 	snprintf(tmp, sizeof(tmp),
 		 "rows=%d%cflds=%s%c",
diff --git a/src/ckdb_dbio.c b/src/ckdb_dbio.c
index c8093800..64aa9437 100644
--- a/src/ckdb_dbio.c
+++ b/src/ckdb_dbio.c
@@ -1448,7 +1448,7 @@ bool paymentaddresses_set(PGconn *conn, int64_t userid, K_STORE *pa_store,
 	PAYMENTADDRESSES *row, *pa;
 	char *upd = NULL, *ins;
 	size_t len, off;
-	bool ok = false, first;
+	bool ok = false, first, locked = false;
 	char *params[1002]; // Limit of 999 addresses per user
 	char tmp[1024];
 	int n, par = 0, count, matches;
@@ -1459,11 +1459,6 @@ bool paymentaddresses_set(PGconn *conn, int64_t userid, K_STORE *pa_store,
 	if (pa_store->count > 999)
 		return false;
 
-	/* Since we are merging the changes in rather than just
-	 *  replacing the db contents, lock the data for the duration
-	 *  of the update to ensure nothing else changes it */
-	K_WLOCK(paymentaddresses_free);
-
 	if (conn == NULL) {
 		conn = dbconnect();
 		conned = true;
@@ -1491,6 +1486,12 @@ bool paymentaddresses_set(PGconn *conn, int64_t userid, K_STORE *pa_store,
 	params[par++] = bigint_to_buf(userid, NULL, 0);
 	params[par++] = tv_to_buf((tv_t *)&default_expiry, NULL, 0);
 
+	/* Since we are merging the changes in rather than just
+	 *  replacing the db contents, lock the data for the duration
+	 *  of the update to ensure nothing else changes it */
+	K_WLOCK(paymentaddresses_free);
+	locked = true;
+
 	first = true;
 	item = find_paymentaddresses(userid, ctx);
 	DATA_PAYMENTADDRESSES_NULL(row, item);
@@ -1663,9 +1664,10 @@ unparam:
 			match = next;
 		}
 	}
-	LOGDEBUG("%s(): Step 3, untouched %d expired %d added %d", __func__, matches, n, count);
+	if (locked)
+		K_WUNLOCK(paymentaddresses_free);
 
-	K_WUNLOCK(paymentaddresses_free);
+	LOGDEBUG("%s(): Step 3, untouched %d expired %d added %d", __func__, matches, n, count);
 
 	// Calling function must clean up anything left in pa_store
 	return ok;